Country Club Gardens Co-Ops West Babylon NY
Country Club Gardens in West Babylon NY
is a gated community and has over 200 units.
There are 1 bedroom and 2
bedroom units. There are no duplex units just upper or lower units. With
any co-op, you own shares not the unit itself.
The Country Club Gardens Board
requires at least a 700 credit score
and your debt-to-income ratio is
3 to 1. 33% of your gross yearly income must cover maintenance, your mortgage and all other bills.
If you are even over by $1.00 of the debt-to-income ratio, you will be
denied to live there. But, the board will let you "clean up" the debt
that is making you go over the 3 to1 debt to income ratio. After that,
you can submit the payoff letter(s) of the debt you paid off. Then you
can close on your new home.
Property taxes are included in the maintenance fees
and are up to 65% deductible but, always consult with your tax
professional regarding this. Maintenance fees run from $500.00 and up
depending upon how large the unit is.
You can have a washer
and dryer in the unit which makes life easier!
There is no pool but
there is a nice playground area for the kids. Dogs are not allowed anymore just cats.
Call me today (631) 703-0201
when you are interested in seeing any available co-ops at Country Club Gardens at West Babylon NY. In the meantime, search for all coops for sale in West Babylon below:
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