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Country Club Gardens Co-Ops West Babylon NY

Country Club Gardens in West Babylon NY is a gated community and has over 200 units.
There are 1 bedroom and 2 bedroom units. There are no duplex units just upper or lower units. With any co-op, you own shares not the unit itself.

The Country Club Gardens Board requires at least a 700 credit score and your debt-to-income ratio is 3 to 1. 33% of your gross yearly income must cover maintenance, your mortgage and all other bills. If you are even over by $1.00 of the debt-to-income ratio, you will be denied to live there. But, the board will let you "clean up" the debt that is making you go over the 3 to1 debt to income ratio. After that, you can submit the payoff letter(s) of the debt you paid off. Then you can close on your new home.

Property taxes are included in the maintenance fees and are up to 65% deductible but, always consult with your tax professional regarding this. Maintenance fees run from $500.00 and up depending upon how large the unit is.

You can have a washer and dryer in the unit which makes life easier! There is no pool but there is a nice playground area for the kids. Dogs are not allowed anymore just cats.

Call me today (631) 703-0201 when you are interested in seeing any available co-ops at Country Club Gardens at West Babylon NY. In the meantime, search for all coops for sale in West Babylon below:

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